Credit risk analysis of HDFC Bank and SBI Bank using credit analysis ratios and Atman’s Z score

Abstract The viability of Indian banks holds prime importance as it relates to financial investments and funding. The terms of credit have shifted away from traditional times to the modern scenario today. The impact of the recent crisis provides attractive opportunities to research on financial distress. The basic intent is to evaluate the terms of Read More …

EPF or NPS as a Retirement Solution: Evidence from Private Bank Employees of India

Abstract The objectives of the study are to document the various determinants of EPF and NPS as a retirement plan and to suggest strategies for their efficient management to optimise the returns. Based on websurvey, a sample size of 170 respondents, the empirical results have indicated that EPF lacks flexibility; NPS enjoys few benefits but Read More …