Credit risk analysis of HDFC Bank and SBI Bank using credit analysis ratios and Atman’s Z score

Abstract The viability of Indian banks holds prime importance as it relates to financial investments and funding. The terms of credit have shifted away from traditional times to the modern scenario today. The impact of the recent crisis provides attractive opportunities to research on financial distress. The basic intent is to evaluate the terms of Read More …

Empirical Study of Credit Rating Migration in India

Author Debasish Ghosh Abstract Credit rating agencies assess the credit worthiness of specific debt instruments. To determine a bond’s rating, a credit rating agency analyzes the accounts of the issuer and the legal agreements attached to it, to produce the chance of default, expected loss or a similar metric. The metrics vary between agencies. The Read More …