Category: Study

To Stay or to Quit: Moderating role of organisational role stress between organisational identification, employee engagement and turnover intention

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Abstract This study investigates the association between organisational identification, employee engagement, turnover intention and the moderating role of Organisational Role Stress (ORS ). Utilizing Conservation of Resources (COR) theory and a sample of 378 managers from the hospitality industry in India, we found that organisational identification was positively related to employee engagement and negatively related Read More …

Microfinance Institutions Transforming Rural Women: Psychological And Social Perspective

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Abstract The stature of rural women in India is impoverished, vulnerable and non-existent. There have been underlying societal issues that women have been surviving. Economic empowerment is critical to empower women and achieve gender equality. Microfinance Institutions in India have proved to be an efficient mechanism in eradicating poverty, by way of providing easy credit, Read More …

Credit risk analysis of HDFC Bank and SBI Bank using credit analysis ratios and Atman’s Z score

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Abstract The viability of Indian banks holds prime importance as it relates to financial investments and funding. The terms of credit have shifted away from traditional times to the modern scenario today. The impact of the recent crisis provides attractive opportunities to research on financial distress. The basic intent is to evaluate the terms of Read More …

Does leadership style impact perceived job stress among IT employees?

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Abstract The purpose of this paper is to examine whether leadership style of managers impacts perceived job stress among IT employees. Cross-sectional research on 44 software companies was conducted through a questionaire. The sample set of the study consists of employees working in the organization for atleast 3 years. Responses were analysed using regression analyses. Read More …

Understanding technology readiness and user’s perceived satisfaction with mobile wallets services in India

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Abstract This study used the UTAUT model to measure consumers’ intention and perceived satisfaction towards the usage of mobile wallet. Given the rising importance of mobile wallet services, the significance of influential factors of their adoption including ease of use, trust, usefulness, attitude, social norms, perceived risk and, innovativeness need to be explored while assessing Read More …

Adoption of M-Banking Service Apps for Rural Consumers: An Empirical Analysis

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Abstract The Banking industry is one of the most important sectors of any nation. There have been so many advancements implemented till date in the area of online banking with many more yet to come. In developing countries, online banking is speedily improving. The introduction of smart phones and 4G facilities in India have taken Read More …

Non-Performing Assets In India: Priority Vs Non- Priority Sector Lending

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Abstract The Indian banking sector is going through some reinforcement. One of the biggest challenges for the banking sector in India is mounting Non-Performing Assets (NPAs). The main reason for NPAs could be attributed to the types and patterns of lending. As per Narasimham Committee II recommendations, priority sector lending has a proportionately higher share Read More …

Trade Liberalization and Inequality: Re-examining Theory and Empirical Evidence

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Abstract This paper re-examines the theoretical and empirical evidence regarding the impact of trade liberalization on income inequality and attempts to identify areas for future research. Since the 1980s, there has been a rise in inequality in both the developed and developing world. This was also the time when many developing countries liberalised their trade Read More …

FairPay Relationship Pricing: An Adaptive, Value-Based Strategy for Consumer Markets

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AbstractAs businesses confront the challenges and opportunities of the digital era, they should look deeply at their assumptions about the basic social contract and value propositions that drive customer relationships, and how they center on price and value. Businesses still set prices unilaterally, in advance, with little regard for customer differences in needs, usage, or Read More …