Understanding technology readiness and user’s perceived satisfaction with mobile wallets services in India

Abstract This study used the UTAUT model to measure consumers’ intention and perceived satisfaction towards the usage of mobile wallet. Given the rising importance of mobile wallet services, the significance of influential factors of their adoption including ease of use, trust, usefulness, attitude, social norms, perceived risk and, innovativeness need to be explored while assessing Read More …

Adoption of M-Banking Service Apps for Rural Consumers: An Empirical Analysis

Abstract The Banking industry is one of the most important sectors of any nation. There have been so many advancements implemented till date in the area of online banking with many more yet to come. In developing countries, online banking is speedily improving. The introduction of smart phones and 4G facilities in India have taken Read More …

Non-Performing Assets In India: Priority Vs Non- Priority Sector Lending

Abstract The Indian banking sector is going through some reinforcement. One of the biggest challenges for the banking sector in India is mounting Non-Performing Assets (NPAs). The main reason for NPAs could be attributed to the types and patterns of lending. As per Narasimham Committee II recommendations, priority sector lending has a proportionately higher share Read More …

Trade Liberalization and Inequality: Re-examining Theory and Empirical Evidence

Abstract This paper re-examines the theoretical and empirical evidence regarding the impact of trade liberalization on income inequality and attempts to identify areas for future research. Since the 1980s, there has been a rise in inequality in both the developed and developing world. This was also the time when many developing countries liberalised their trade Read More …