The study has attempted to assess the influence of use of mobile apps on household saving-spending behaviour. Accessing a digital library, three research hypotheses have been framed, and for executing the study, an online survey has been conducted amongst 107 employees of two leading private banks. A pre-test has affirmed the reliability and validity of the questionnaire. Inferential statistics have indicated likely rejection of all the null hypotheses and concluded that multiple determinants and use of mobile apps have a significant influence on saving and spending behaviour. Policy implications indicated and limitations have been acknowledged
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